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Why Data Access Platforms Are Changing Fintech

The world of fintech is moving fast, and if you want to keep up, you need to know about the tech that's driving it all. That's why you should check out the on-demand webinar from Quiltt and FinGoal all about Data Access Platforms (DAPs) and how they're powering some of the coolest fintech apps out there.

What You'll Learn (and Why You'll Love It!)

  • DAPs 101: Get the lowdown on what DAPs actually are, how they've changed over time, and why your fintech project can't live without them.
  • Fintech in Action: Hear from Quiltt and FinGoal who build amazing fintech experiences using financial data. Learn how they do it and get inspired for your own work!
  • Advice for Builders: Whether you're a seasoned fintech pro or just starting out, this webinar shares tips on how to use DAPs to make your financial apps shine. (Psst – Quiltt loves developers and they'll tell you how to make your life easier).

The Big Takeaways

This webinar isn't just about theory; it's packed with practical stuff you can use right away:

  • Be Flexible = Be Successful: Why locking yourself into one data source is a bad idea, and how to future-proof yourself instead.
  • Outsmart the Market: Stay ahead of the curve when it comes to how financial data is collected, shared, and used.
  • Build vs. Buy (the smart way): Find out when it makes sense to build your own data tools, and when to partner up with the pros.

Ready to Take Your Fintech App to the Next Level?

If you want to understand how to make the most of financial data, this webinar is for you. Watch it today and start building better, smarter, more user-friendly fintech solutions!

View the on-demand webinar now!

Frequently Asked Questions

What exactly does a financial account aggregator do?

A financial account aggregator connects to various financial institutions and retrieves data like balances, transactions, account metadata, and more. It delivers this information through a unified API, allowing your FinTech app to access real-time and historical data without managing dozens of individual integrations.

Why wouldn't I just build direct integrations with each financial institution?

Building one-off integrations with banks or financial institutions is technically complex and resource-intensive. APIs vary significantly in terms of reliability, formatting, and security standards. Aggregators help solve that by offering normalized, consistent data through a single API.

If you want access to multiple providers for broader coverage or redundancy, you'll typically need to negotiate individual contracts with each one. That adds legal, procurement, and compliance complexity to your development process.

Quiltt solves both layers of friction. You get a single integration and a single contract that unlocks access to multiple financial aggregators, so your team can move faster without getting buried in technical or legal hurdles.

What advantages does Quiltt offer over direct provider integration?

Quiltt significantly reduces the complexity and resource investment required to leverage open banking data:

  1. Single Integration: Instead of building and maintaining multiple provider integrations, you integrate once with Quiltt.
  2. Unified API: Access data from any provider through one consistent API, eliminating the need to handle provider-specific data formats.
  3. Provider Optimization: We automatically route users to the best provider for their specific bank, improving connection success rates.
  4. Cost Efficiency: Benefit from our aggregated buying power and avoid minimum monthly commitments with individual providers.
  5. Faster Time to Market: Launch in weeks instead of months with our pre-built components and comprehensive SDKs.
  6. Simplified Operations: One contract, one integration, one support team, and one bill - dramatically reducing the overhead of managing multiple vendor relationships.