```
# Quiltt

> Quiltt is the unified open banking API platform — an orchestration layer that gives fintech builders one integration, one contract, and one API across multiple financial data aggregators (Mastercard Open Banking/Finicity, MX, Akoya, Plaid) and enrichment providers (FinGoal, Ntropy, Pave). Quiltt doesn't just move data; it routes each connection to the best provider, falls back automatically when one degrades, normalizes the data, and owns the vendor relationships so builders don't have to. SOC 2 Type 2 certified.

## Docs

- [Core Concepts](https://www.quiltt.io/guides): Profiles, Connections, Accounts, Balances, Statements, and Transactions — the core resources in the Quiltt API.
- [Authentication with Quiltt](https://www.quiltt.io/guides/authentication-with-quiltt-a-comprehensive-guide): How auth, sessions, and tokens work across the GraphQL and REST APIs.
- [A Step-by-Step Guide to Launching a Multi-Aggregator Strategy with Quiltt](https://www.quiltt.io/guides/a-step-by-step-guide-to-launching-a-multi-aggregator-strategy-with-quiltt): How to add multiple aggregators for coverage and fallback without re-integrating.
- [Quiltt Connector](https://www.quiltt.io/quiltt-connector): The embeddable, hosted onboarding UI for auth, account linking, and reconnection.
- [Webhooks](https://www.quiltt.io/webhooks): Event-driven updates for connections, accounts, and transactions.
- [Remote Data](https://www.quiltt.io/remote-data): Access to provider-specific fields outside Quiltt's normalized schema.
- [Account Aggregation](https://www.quiltt.io/account-aggregation): How Quiltt aggregates accounts across bank data providers.
- [Enrichment](https://www.quiltt.io/enrichment): Transaction categorization, merchant cleansing, and cash-flow analytics layered on core data.

## Product & pricing

- [Pricing](https://www.quiltt.io/pricing): Builder, Startup, Scale, and Enterprise plans.
- [Builder Plan](https://www.quiltt.io/plans/builder): $100/mo, single aggregator, month-to-month, no long-term commitment.
- [Startup Plan](https://www.quiltt.io/plans/startup): All products, unlimited aggregators and enrichment providers.
- [Scale Plan](https://www.quiltt.io/plans/scale): Most popular tier, discounted usage rates, dedicated onboarding.
- [Enterprise Plan](https://www.quiltt.io/plans/enterprise): Custom volume pricing and dedicated account management.
- [For Startups](https://www.quiltt.io/for/startups): Positioning and fit for early-stage fintech teams.
- [For Enterprise](https://www.quiltt.io/for/enterprise): Positioning and fit for high-volume fintechs.

## FAQs

- [Why should I use Quiltt instead of integrating directly with data providers?](https://www.quiltt.io/faq/why-should-i-use-quiltt-instead-of-integrating-directly-with-data-providers)
- [What advantages does Quiltt offer over direct provider integration?](https://www.quiltt.io/faq/what-advantages-does-quiltt-offer-over-direct-provider-integration)
- [Do I need separate contracts with each data provider?](https://www.quiltt.io/faq/do-i-need-separate-contracts-with-each-data-provider)
- [Can I bring my own keys?](https://www.quiltt.io/faq/can-i-bring-my-own-keys)
- [Can I start with one provider and add more later?](https://www.quiltt.io/faq/can-i-start-with-one-provider-and-add-more-later)
- [Is Quiltt SOC 2 certified?](https://www.quiltt.io/faq/is-quiltt-soc-2-certified)
- [What aggregators and enrichment providers does Quiltt support?](https://www.quiltt.io/faq/how-to-create-content)
- [What is B2B open banking and how is it different from consumer open banking?](https://www.quiltt.io/faq/faqs-what-is-b2b-vs-b2c-open-banking)
- [Why doesn't a provider like Plaid have business bank coverage that matches consumer bank coverage?](https://www.quiltt.io/faq/plaid-business-bank-coverage)
- [Why is orchestration so important for B2B fintech apps?](https://www.quiltt.io/faq/orchestration-for-b2b-fintech-apps)
- [What is CFPB Rule 1033 and what does it mean for business banking data?](https://www.quiltt.io/faq/cfpb-rule-1033-for-business-banking-data)

## Guides & whitepapers

- [What is Open Banking? Complete Guide 2026](https://www.quiltt.io/guides/what-is-open-banking-complete-guide)
- [Open Banking 101: The Fintech Builder's Guide to Leveraging an Open Financial Ecosystem](https://www.quiltt.io/whitepapers/open-banking-101-the-fintech-builders-guide-to-leveraging-an-open-financial-ecosystem)
- [Streamlining Financial Data Access: How Unified APIs Empower Developers](https://www.quiltt.io/whitepapers/how-unified-apis-empower-developers)

## Trust & security

- [Quiltt Trust Center](https://trust.quiltt.io): SOC 2 Type 2 report, security controls, and compliance documentation.
- [Is Quiltt SOC 2 certified?](https://www.quiltt.io/faq/is-quiltt-soc-2-certified)

## Company

- [About Quiltt](https://www.quiltt.io/about)
- [Case Study: Crew](https://www.quiltt.io/case-study/scaling-family-banking-how-crew-solved-bank-linking-coverage-challenges-without-delaying-launch): How Crew added 2,000+ institutions in two weeks without delaying launch.

## Optional

- [Blog](https://www.quiltt.io/blog): Product updates, industry commentary, and fintech infrastructure topics.
- [Open Banking Glossary](https://www.quiltt.io/blog/open-banking-glossary)

```